The client receives a request via SMS or email from LexisNexis® Risk Solutions on behalf of your business, asking them to complete an identity check. This includes a unique registration code and a link to download the LexisNexis® IDU® Mobile App.
The client installs the application and logs in using their unique registration code.
The client takes a selfie and completes a liveness check to verify they are a real and present person; facial biometrics will ensure the individual behind the Identity check is present.
Document authentication technology uses advanced algorithms to check ID documents against an extensive library. Facial recognition software verifies the photo ID against the selfie (where available NFC technology adds a further layer of assurance).
On completion of all required steps, the client receives acknowledgement that all details have been submitted. Completed applications are checked against our market-leading consumer data universe which includes data from 2 of the top 3 UK credit bureaus, helping you conduct robust KYC and AML checks.